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Capital Gains Tax Calculator — 免费在线计算器 | HomeCalcPro

Capital Gains Tax Calculator精准计算,提供行业标准公式与即时测算结果。

Parameters & Values

Computed Financial Summary

Real-time
Key Output
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Instant net calculation
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Breakdown & Rules:

Adjust parameters to update tax and amortization results.

US Capital Gains Tax Formula

Transparent mathematical methodology explained in plain English.

Taxable Gain = Sale Proceeds - Cost Basis | Long-Term Tax = Gain × Rate (0%, 15%, or 20%) + NIIT (3.8%)

Assets held longer than one year qualify for favorable long-term tax rates (0%, 15%, 20%) rather than higher ordinary short-term income tax brackets.

Variables Explained:

  • Purchase Price / Basis ($): Total original cost to acquire asset plus trading commissions.
  • Sale Proceeds ($): Gross cash received upon selling asset.
  • Holding Period: Short-term (1 year or less) or Long-term (More than 1 year).
Real Project Example

$45,000 Capital Gain on Stock Held for 3 Years (Taxable Income: $120,000 Single)

Applying federal 15% long-term capital gains tax bracket.

Sample Project Inputs:
Cost Basis:$30,000
Sale Proceeds:$75,000
Gain:$45,000
Holding:Long-Term (>1 Yr)
Step-by-Step Calculation:
  1. Net Capital Gain: $75,000 - $30,000 = $45,000.
  2. Applicable Long-Term Bracket: 15% (Taxable income between $47,025 and $518,900).
  3. Federal Tax Due: $45,000 × 0.15 = $6,750.
  4. Net Profit Retained: $45,000 - $6,750 = $38,250.
Calculated Answer:$6,750 Federal Capital Gains Tax (Retaining $38,250 after-tax profit).
Verified Calculation StandardsE-E-A-T Verified

Formulas calibrated against Standard Compound Amortization Algebraic Models & Truth in Lending (TILA) Formula Standards. Calculations are computed 100% client-side in your browser for absolute data privacy.

Knowledge Base

常见问题解答 (FAQ): Capital Gains Tax Calculator

Click any question below to expand quick answers, formulas, and expert tips.

Who qualifies for the 0% long-term capital gains rate in the US?

For 2024, single filers with taxable income up to $47,025 (married couples up to $94,050) pay 0% federal capital gains tax on long-term investments.

What is the Net Investment Income Tax (NIIT)?

An additional 3.8% Medicare surtax applies to net investment income for single filers with MAGI over $200,000 (married couples over $250,000).