HomeCalcPro — 專案計算詳細報告
Tool: 汽車全生命週期總持有成本TCO測算機 — 免費線上計算機 | HomeCalcPro | 列印時間:
汽車全生命週期總持有成本TCO測算機 — 免費線上計算機 | HomeCalcPro
汽車全生命週期總持有成本TCO測算機精準試算，提供行業標準公式與即時測算結果。
Vehicle Price & Operating Expenses
5-Year Total Cost of Ownership (TCO) Formula
Transparent mathematical methodology explained in plain English.
Total TCO = Depreciation Loss + Financing Interest + Total Fuel + Insurance + Maintenance & Repairs + Taxes/FeesAggregates all direct and indirect expenses of operating a motor vehicle over a 5-year holding cycle to calculate true monthly cost and cost per mile.
Variables Explained:
- Vehicle Purchase Price: Total vehicle acquisition cost.
- Annual Miles Driven: Average miles driven per year (default 13,500 miles).
- Fuel Economy (MPG): Average combined fuel economy rating.
- Annual Insurance & Maintenance: Average insurance premiums and scheduled maintenance/tires.
$35,000 New Sedan Driven 13,500 Miles/Year for 5 Years
Itemizing all 5-year ownership costs and computing true cost per mile.
- Depreciation Loss (5 yrs, ~52%): $18,200.
- Financing Interest (60 mo at 6%): $4,300.
- Fuel Cost (67,500 total miles / 30 mpg × $3.50): $7,875.
- Insurance Premiums (5 yrs): $8,000.
- Maintenance, Tires & Repairs (5 yrs): $4,500.
- State Registration, Taxes & Fees: $2,800.
- Total 5-Year Cost of Ownership: $45,675.
- Cost Per Mile: $45,675 / 67,500 miles = $0.677 per mile.
常見問題解答 (FAQ): 汽車全生命週期總持有成本TCO測算機
Click any question below to expand quick answers, formulas, and expert tips.
What is the biggest hidden expense of owning a new car?
Depreciation is consistently the single largest expense of owning a new vehicle, accounting for 40% to 50% of total 5-year ownership costs—often exceeding fuel and insurance combined.
What is the average cost per mile to operate a vehicle in the US?
According to AAA research, the average cost to own and operate a new vehicle is approximately 65¢ to 72¢ per mile driven, factoring in depreciation, fuel, insurance, maintenance, and financing.